Tell me again why I have to hassle with this ?

So I was taking my seventeen year old daughter to work on a rainy Sunday a few weeks ago. It is good that my daughter learns that we must put in an honest days work in order to be a valuable part of society.On my way home as I drove short of the twenty five mile per hour speed limit an older gentleman, who claims to be going two MPH but is actually speeding runs a stop sign . Luckily I seen said man as he sped toward the drivers door of Mike's low riding Grand Am, which I was driving, with his foreign SUV. Knowing that a hit here would not be conducive to my well being ( heck to my continuance to live for that matter )I sped up to try to get out of his way(it was too late to slow down or stop without taking what , no doubt would be a serious hit )Thanks be to God I was able to get out of the way to where I did not take a direct hit in the drivers door. Unfortunately, though said man driving said foreign SUV , running said stop sign at advanced speed did hit Mike's Grand Am right behind back drivers side door. This hit did considerable damage to said foreign SUV (as well as Grand AM) as it continued through the intersection spinning Mike's Grand AM out of it's way. Thanks again to God that other than a concussion from hitting my head on the door frame during the spin and instantly feeling foggy I was not injured. The man who drove the foreign SUV was apologetic but not stupid as he took advantage of my fogginess to tell the responding Police officer that he did in fact stop at the Stop sign and hit me going 2 MPH. I guess it really doesn't matter as he admitted fault and offered an apology along with insurance information.( Gee someone in the state of Ohio, Other than my family really follows the law and carries insurance , COOL !) So the next day Mike calls the man's insurance company . Two weeks later after mike calls again three or four times, an adjustor calls. Lucky me, the adjustor comes while Mike is at work. First off they will not replace the stress cracked( from the impact and spin)windshield. Then I am told that because Mike has a gallon of Anti freeze in his trunk( now listen, we didn't know that this was such a crime )that it makes it evident that he has problems with the colling system of the car. ( Glad someone told us because we honestly didn't realize we had this problem)
Luckily this man left before I, well anyway.....
My uncle who has run his own Body shop since I was a baby is fixing the car, while the car is in the shop I am entitled to a rental car. This car rental was supposed to be all set up. " Yes Diane all you do is drive in and pick up the keys, your all set "I was told.
This morning however, when I called to make sure the rental was available for pick up,a different story was told. Now they want my credit card so they can bill me . Ummmm,I don't think so. I am using the insurance companies preferred company to avoid paying up front and getting reimbursed when the insurance company good and feels like it .
This whole ordeal brings me back to the before asked question. Why do I deserve this hassle? I was doing nothing wrong. If people would just obey the basic traffic laws, there wouldn't have been an accident in the first place.
Yes I am feeling sorry for myself right now and know that I just have to offer it up and move on. This is something that I struggle with all of the time.I know that I should think " WWJD " but it all seems so unfair. Was the crucifixion of Jesus unfair ? Of course it was. If only all men had obeyed God's basic rules,Jesus would never have been inconvenienced by Crucifixion. Did Jesus whine and cry like I am doing? No of course not. Hmmmmm maybe I need to work on the offering up a bit more huh ?